Mo’Money | The Transition Times

Fall-23

12/14

Calendar – plan for tomorrow, and Assure you selected new classes for next term.

This term: what do you want more of / less off?

Quiz– kahoot – Mo Money – Anders provide the link

Last class play – Jeopardy ( budget or other interest area )

https://jeopardylabs.com/

12/7

The shopping season is upon us – be careful.

I shared the wrong video last class (I hope this is correct)

Psychology of $

https://www.youtube.com/watch?v=TYGSWpkloZk

It is not worth getting in debt to give gifts – cost of PayDay loans and/or Pawnshop.

https://www.youtube.com/watch?v=lfNYafIYcKw

What is an alternative to this big-spending?

Let’s come up with a list of free/low cost alternatives!

Make gift:_______

Give an experience:_______

Give a chore:____________

RUN THE NUMBERS:

Example of taking your bike to the pawnshop for a loan….3%/month.

$10.00 fee to originate/get loan – how much would you have paid for it if you paid the minimum fee of $10 = ” monthly interest and renewal fee” every 2 months?

Pawnbrokers are limited to:

Offering loans for a minimum of 60 days.
Charging interest at a rate not to exceed 3 percent per month (you may charge one month’s interest or $3 on pledge loans redeemed within the first month if interest accumulated amounts to less).

11/30

Did anyone go to BlackFriday sales..? Cyber Monday?

Calendar – new class schedule out soon – requests?…..

What to do if getting charged for an item you didn’t order? Has this happened to you?

Shopping too much online? – are we triggered/followed?

Psychology of $

https://www.youtube.com/watch?v=TYGSWpkloZk

Psychology of budgeting: video.https://www.cnbc.com/2019/05/06/ramit-sethi-budgets-are-pointless-heres-what-to-do-instead.html

Winter break is coming up.

11/16

Calendar: Friendsgiving and No school next week.

Review – interest isn’t always bad. Cat insanity game. (it can “snowball”).

continue Jeopardy game: my credit score

https://jeopardylabs.com/play/credit-score-9

Today:

Black Friday: (on Nov 24th this year)

Inflation – what is it?

https://www.youtube.com/watch?v=-nsGtO2c4pw

Review – credit card.

Black Friday: (on Nov 24th this year)

“Back in the day’s – Black Friday”

https://www.youtube.com/watch?v=2zBWjlkKDpA

What is Black Friday? Is this accurate?

https://www.youtube.com/watch?v=6GX7l–iOBU

T-giving and Xmas shopping (My 2 Cents)

https://www.pbs.org/video/the-history-of-christmas-shopping-tvbcnq/

Inflation – what is it?

https://www.youtube.com/watch?v=-nsGtO2c4pw

____________________________________________________

8, 11/2

Review – last week we did the “guessing how the credit score was impacted” depending on events (missing payments etc.) – was this surprising ?

Today: The cost of Credit card debt & power of compounding growth: see the numbers!!

https://www.youtube.com/watch?v=GylVCCtL-tA

Do you believe the change if the money was invested to be true…? Could you do this?

The credit card calculator – lets play around with some numbers. Perhaps you bought a $ 8000.00 car using your credit card at 14% interest. (use below calculator) – plug in for 60 months to pay off.

https://www.bankrate.com/calculators/credit-cards/credit-card-payoff-calculator.aspx

Jeopardy game: my credit score

https://jeopardylabs.com/play/credit-score-9

CAT INSANITY GAME– please try to complete this – we’ll have a discussion about this later.

https://playcatinsanity.com/

About Cat Insanity Interactive Game

Money (football) game – Jeopardy style:

7 10/26.

Buy a car & credit card debt.

Review – watched the cost of a car, looked at interest rates for young adults….

Debit vs credit card:

Basic-

https://wesaveyou.com/product-education-center/

DEBT & CREDIT CARDS! Stop and discuss in the videos below. – what are your thoughts?

https://www.pbs.org/video/is-there-such-a-thing-as-good-debt-6ofhtj/

The cost of Credit card debt & power of compounding growth: see the numbers!! (watch a little to see how interest can WORK FOR YOU!!)

https://www.youtube.com/watch?v=GylVCCtL-tA

Do you believe the change if the money was invested to be true…? Could you do this?

Reminder: The credit card calculator – lets play around with some numbers. Perhaps you bought a $ 8000.00 car using your credit card at 14% interest. (use below calculator) – plug in for 60 months to pay off.

https://www.bankrate.com/calculators/credit-cards/credit-card-payoff-calculator.aspx

Credit card game – Guess my score.

https://docs.google.com/presentation/d/1_84rp4AygdvyWqrkblnPlgz9q2CNt_cSIz966ZA0DTI/edit#slide=id.g44b551e331_974_0

Jeopardy game: my credit score

https://jeopardylabs.com/play/credit-score-9

End of class: GAME: You’ll have to play a round to understand how it works. I think they may like this one!

https://playcatinsanity.com/

About Cat Insanity Interactive Game

Money (football) game – Jeopardy style:

https://www.financialfootball.com/

Future class – what is the cost of buying a car.?

What to look for

Compare gas vs electric. Later class we’ll do research on this.

___________________________________________________

Week 6 continue where left off:

Credit history , credit score – impact on interest.

KAHOOT – see quiz

Buy car: today , insurance…. (later, what car to buy- tax credit, gas vs electric..)

Video – Cost

https://www.pbs.org/video/how-cars-can-keep-you-poor-eymzdq/

Insurance cost : young adult (scroll down) –https://www.marketwatch.com/guides/insurance-services/car-insurance-oregon/

https://www.usnews.com/insurance/auto/cheap-car-insurance-oregon

If time – from earlier week
We looked at the budgetunder30 sheet – and changed it – now we’ll move to 2 cents and how the game of budgeting is important

Week 5. 10/12

CREDIT

7 Ways to Build Credit Without a Credit Card

Pay Your Bills on Time.
Repay Student Loans.
Get a Car Loan.
Apply for a Personal Loan.
Get a Credit-Builder Loan.
Get Credit for Rent Payments.
Use a Tool to Improve Your Credit Score.

Credit cards and credit score (credit history)? Do we need it?

Credit history:

https://www.youtube.com/watch?v=VrOB35_7QCE

Idea: Pay bills with credit card and then pay it off immediately.

Credit score

https://www.youtube.com/watch?v=ozbGWLtZdoY

Build credit history:

https://www.creditkarma.com/personal-loans/i/best-credit-builder-loans

WORK EXAMPLE:

Money example –what will the cost be : if you managed to get a very good credit history and hence a credit score at 800 vs 560.

Buy a Condo for $ 150 000. Plug in the numbers of getting a mortgage of 6.5% vs 11.5%. What is the monthly cost difference? To simplify we assume you’re having enough to put in 20 % downpayment.

https://www.bankrate.com/mortgages/mortgage-calculator/

Week 4.

-note- Job opportunities at the Spirit Halloween. (see MapIt trip for today)

Forms of compensation – what to look out for, and things to consider when you are accepting/changing a job. 2 videos – think about it….

https://www.pbs.org/video/how-to-weigh-job-benefits-yeowqg/

OnLine – Calculator: help you calculate “your offer”.

https://www.indeed.com/career-advice/pay-salary/hourly-to-salary

Examples to solve: (which is preferred? Hourly or other?)

Jim: working 30h / week and makes 19$/hour – vs – 40K / year.?

Lisa: working 30h / week and makes 24$/hour -vs – 3K/month?

Bob: working 40h/week and makes $25/Hour -vs- 45K/year

________________________________________________

Week 3.

Continued 50/30/20

John example – but making so much money —-realistic? Sooo much money…or….

https://www.youtube.com/watch?v=sgCc1DhdsUc&t=2s

Want vs NEEDS?

We discussed this last week.

RENT , car + insurance+ gas, utilities (water/electricity/garbage), phone, medical insurance, groceries/food, TV-cable/internet, clothes, travel+ vacation, medicine, restaurant/out to eat, arcade/movie/outings-recreation, loan/creditcard debt,

Fixed vs flexible: – how to think about it and calculate it….

(Good one)

See worksheet – Money under 30 – Below:

https://www.moneyunder30.com/really-simple-budget-worksheet/

https://www.moneyunder30.com/

17 top price comparison websites

Next part is …. What is Black Friday?

https://www.youtube.com/watch?v=6GX7l–iOBU

“Back in the day’s – Black Friday”

https://www.youtube.com/watch?v=2zBWjlkKDpA

___________________________________________________________

Week 8. Nov 9th

DEBT & CREDIT CARDS! Stop and discuss in the videos below. – what are your thoughts?

https://www.pbs.org/video/is-there-such-a-thing-as-good-debt-6ofhtj/

The cost of Credit card debt & power of compounding growth: see the numbers!!

https://www.youtube.com/watch?v=GylVCCtL-tA

Do you believe the change if the money was invested to be true…? Could you do this?

The credit card calculator – lets play around with some numbers. Perhaps you bought a $ 8000.00 car using your credit card at 14% interest. (use below calculator)

https://www.bankrate.com/calculators/credit-cards/credit-card-payoff-calculator.aspx

Week 7: Nov 2

– Review of last week and continue the game.

Games that teach you about money and budgeting (my 2 cents): https://www.youtube.com/watch?v=B-vu01ZS6pg

Note the skills that are important. Many small incomes, PAYING ATTENTION to the board and who lands on your streets…. Do you think this resembles “the real life”? Why or why NOT?

Action: everyone get a iPad (or work in pairs of 2 )

Game financial LAB: https://www.pbs.org/wgbh/nova/labs/lab/financial/

(note- several mini videos with useful info before playing the game – goal is matching the “happiness” and the budget)) .

It is important, and can be a lot of fun, to talk about money. Playing games is great way to practice skills. Please try to go through the steps in the game – redo – see if your score was improved.

JUMP START – REALITY GAME:

https://www.jumpstart.org/what-we-do/support-financial-education/reality-check

Week 6 –10/26 Birdie lesson plan

Games that teach you about money and budgeting (my 2 cents): https://www.youtube.com/watch?v=B-vu01ZS6pg

Note the skills that are important. Many small incomes, PAYING ATTENTION to the board and who lands on your streets…. Do you think this resembles “the real life”? Why or why NOT?

Action: everyone get a iPad (or work in pairs of 2 )

Game financial LAB: https://www.pbs.org/wgbh/nova/labs/lab/financial/

(note- several mini videos with useful info before playing the game – goal is matching the “happiness” and the budget)) .

JUMP START – REALITY GAME:

https://www.jumpstart.org/what-we-do/support-financial-education/reality-check

Do one together then students can complete their own “reality check”.

Week 5

Continue with Fixed vs Variable expenses – Fill in the blanks together: how did you do on the definitions and your own examples? It’s good terminology to be familiar with.

Budgeting sheets: This link has an easy budgeting tool – it’s using Xcel spreadsheet w calculation and some expenses already filled out. You can click on the link and edit it yourself. – Let’s do one together.

https://www.moneyunder30.com/really-simple-budget-worksheet

Games that teach you about money and budgeting (my 2 cents): https://www.youtube.com/watch?v=B-vu01ZS6pg

Game financial LAB: https://www.pbs.org/wgbh/nova/labs/lab/financial/

(note- several mini videos with useful info before playing the game – goal is matching the “happiness” and the “budget”)

Week 4

Activity – fill out the expenses chart below. Please use computer/dictionary.
See the video: basics of budgeting (my 2 cents) .

Name Date

Fixed/Variable Expenses

Directions: Think of your own responsibilities/spending habits. Please complete the chart below.

Fixed Expenses Definition:

Costs that stay the same from month to month

Variable Expenses Definition:

Discretionary Income Definition:

Discretionary income is the money you have left over after paying taxes and necessary cost-of-living expenses—like your rent or mortgage, utilities and groceries. It’s called “discretionary income” because it can be used for discretionary expenses—nice-to-haves but not necessities.

Fixed Expense Needs:

Rent

Variable Expense Needs:

Discretionary Income Examples:

Fixed Expense Wants:

Variable Expense Wants:

Week 3.

KAHOOT – PRETEST – anders provide link.

Fixed vs flexible:

https://www.youtube.com/watch?v=vaKCZ5sbpp4

https://www.youtube.com/watch?v=1CwJ5lQKemA (also has periodic expense).

JimBob’s weekly spendings: Documentation problem ?

JimBob

Income 1st of month = __2230.40_____

Extra $.________

Name Date

Fixed/Variable Expenses

Directions: Think of your own responsibilities/spending habits. Please complete the chart below.

Fixed Expenses Definition:	Variable Expenses Definition:	Discretionary Income Definition:
Fixed Expense Needs:	Variable Expense Needs:	Discretionary Income Examples:
Fixed Expense Wants:	Variable Expense Wants:	Discretionary Income Examples:

What are the expenses of 21 year old JimBob? (let’s brainstorm) – lets also categorize (fixed vs flexible expenses).

WEEK 2 QUESTIONS

Want vs NEEDS?

WANTS

NEEDS

Car+ insurance + gas

Tv/cable/internet

Vacation -travel

restaurant/out to eat

arcade/movie/outings-recreation

RENT

utilities (water/electricity/garbage)

Phone

Medical insurance

Groceries/food

Clothes

Medicine

loan/credit card debt

6/15/21

Get Rich

Your friend offers you an opportunity to make a great deal of money very quickly. He has arranged to set up an off-shore account for your profits. He will not tell you exactly how he is making this money, but you get the impression it is not exactly legal. He only wants an investment of $500 and promises you will have enough from your minimal investment that you will never need to work again. Do you:

Give him the $500, deciding if you don’t know how he is making it, you’re in the clear?
Demand to know the details before getting involved?
Decide you want no part of this deal, as you trust your instinct that the offer is shady and you might even get in legal trouble?

Over the summer, you became friends with a person who moved to your town. You have the same interest, like the same music and movies, and have had a great deal of fun. However, your new friend is not attractive and very loud. When school starts, you are embarrassed by the way your friend acts. Do you remain friends or drop the relationship?

You buy a pile of clothing items on sale at your favourite department store. When you get home, you realize one of the items is not on the receipt. Do you go back to the store and pay for it or just let it go?

Your friend has excitedly shared that she has a new love in her life. Unfortunately, you know the guy is a narcissistic player who only stays with a woman as long as he is getting what he wants from the relationship. Do you try to convince her to drop him or let her learn a lesson on her own?

A friend gives you a gift for your birthday. Unfortunately, it is a type of perfume you are extremely allergic to. Do you say something and ask for a receipt to return it, or keep quiet?

6/8/21

Reward a Job Well Done

You understand the importance of team work in your job. You share ideas and responsibilities with your team members on a daily basis. In your weekly team meeting with your supervisor, one of your co-workers takes credit for a time and money saving change in operating procedures you devised. Your supervisor erroneously thinks your co-worker came up with the change and your co-worker does not correct the misinterpretation, but allows the boss to not only commend him, but offer a bonus.

-Do you go to your co-worker and demand he correct the situation,

-go to your supervisor and explain you should receive the commendation and reward,

-or keep quiet as you do not believe in ownership of ideas? or no worries

-not tell the your ideas anymore

Divine Command Theory (My religion said so)

Natural Law Theory (people desire what is best for them 1-7)

Life – survival and life is valuable
Reproduction – making more people
Educate one’s offspring – child rearing and lessons
Seek God – religion or spirituality
Live in Society – people need social interaction
Avoid offense – getting along with others
Shun ignorance – learning is a lifelong process

Categorical Imperatives (how do I want to be treated, “what is humane”)

Utilitarianism – what would do the most good for the most people

Contractarianism – we agree on how to act with each other

Virtue Theory – if people focus on being good they will be good, find balance people can become virtuous (have moral character) with practice

Moral Luck – Ought implies can, you should be morally responsible if you can do something about it

Ought implies can – you should be morally responsible if you can do something about it

6/1/21

Telling a Secret

Your friend tells you that they committed a crime. They explain that they are having trouble sleeping at night and feel you are the only one they can trust with their confession. A few days later, you read in the paper that someone has been arrested for your friend’s crime. Do you:

A Go to the police and tell them what you know?
B Encourage your friend to confess and warn him if he does not do so, you will tell?
C Say nothing because you will not betray a friend’s confidence?

Divine Command Theory (My religion said so)

Natural Law Theory (people desire what is best for them 1-7)

Life – survival and life is valuable
Reproduction – making more people
Educate one’s offspring – child rearing and lessons
Seek God – religion or spirituality
Live in Society – people need social interaction
Avoid offense – getting along with others
Shun ignorance – learning is a lifelong process

Categorical Imperatives (how do I want to be treated, “what is humane”)

Utilitarianism – what would do the most good for the most people

Contractarianism – we agree on how to act with each other

Virtue Theory – if people focus on being good they will be good, find balance people can become virtuous (have moral character) with practice

Today we will talk about Moral luck.

Moral Luck – moral responsibility where you can get praise or blame for an action done by a moral agent

Ought implies can – you should be morally responsible if you can do something about it

Constitutional Luck – how you were born physically and your temperment

Circumstantial luck – what your life situational is

Antecedent circumstances – what you past is and how it shaped you

Consequent Circumstances – what happened based on your decision

5/25/21

The Submarine Crew

Mark is a crewperson on a marine-research submarine traveling underneath a large iceberg. An onboard explosion has damaged the ship, killed and injured several crewmembers. Additionally, it has collapsed the only access corridor between the upper and lower parts of the ship. The upper section, where Mark and most of the others are located, does not have enough oxygen remaining for all of them to survive until Mark has reached the surface. Only one remaining crewmember is located in the lower section, where there is enough oxygen.

There is an emergency access hatch between the upper and lower sections of the ship. If released by an emergency switch, it will fall to the deck and allow oxygen to reach the area where Mark and the others are. However, the hatch will crush the crewmember below, since he was knocked unconscious and is lying beneath it. Mark and the rest of the crew are almost out of air though, and they will all die if Mark does not do this.

Should Mark release the hatch and crush the crewmember below to save himself and the other crew members?

Divine Command Theory (My religion said so)

Natural Law Theory (people desire what is best for them 1-7)

Life – survival and life is valuable
Reproduction – making more people
Educate one’s offspring – child rearing and lessons
Seek God – religion or spirituality
Live in Society – people need social interaction
Avoid offense – getting along with others
Shun ignorance – learning is a lifelong process

Categorical Imperatives (how do I want to be treated, “what is humane”)

Utilitarianism – what would do the most good for the most people

Contractarianism – we agree on how to act with each other

Virtue

Lets learn about Virtue Theory:

If people focus on being good they will do good.

What are some virtues that you think are important:

courage, honesty, generosity, humility, kindness, patience, balance, learning, even tempered, moderation, compassion, acceptance, Compassion, respect, flexibility

Choose one of your virtues that are important to you and decide what the deficiency would be, what the Vice would by

deficiency Balance/virtue Vice/excess

Cowardice Courage recklessness

stubbornness Acceptance too flexible

dependent cooperation independent

irresponsible responsibility micromanager

meek confident arrogance

quarrelsome/shy friendly Boot licking

greed generosity giving it all away

not feeling compassion too giving

Role models/virtuous people/Eudoimona

Ruth Bader Ginsberg, Jimmy Carter, Mother Teresa, Greta Thunberg

5/18/21

Saving the world from chaos is a contract!

Contractarianism – we agree on how to act with each other

5/11/21

Let’s learn our fourth theory of morality – Utilitarianism

Let’s practice utilitarianism by clicking the website below and make choices in these moral dilemmas:

https://www.moralmachine.net/

Lets’ apply the theories we learned:

A Difficult Choice

You and your family love the beach and decide to spend a weekend at an isolated beach cabin. Your teenage daughter often gets bored on your getaways, so you make plans to take your niece along. As soon as you arrive, a storm is looming on the horizon and the water looks rough. You tell the girls they can get ready to swim, but to come back and help unload the car. They are so excited, they do not pay attention to the last part of what you say and run down to the beach to swim. You do not realize they have done so until you hear your daughter scream. You realize they are both caught in a strong current and might be swept out to sea. You are a good swimmer and know you can save one of them. You have a difficult choice to make. Do you:

Save your niece first as she is a poor swimmer and will not be able to last as long as your daughter?
Save your daughter first, because, although she is a strong swimmer and may be able to last long enough for you to come back after saving your niece, you cannot stand the idea of losing her?

Divine Command Theory (My religion said so)

Natural Law Theory (people desire what is best for them 1-7)

Life – survival and life is valuable
Reproduction – making more people
Educate one’s offspring – child rearing and lessons
Seek God – religion or spirituality
Live in Society – people need social interaction
Avoid offense – getting along with others
Shun ignorance – learning is a lifelong process

Categorical Imperatives (how do I want to be treated, “what is humane”)

Utilitarianism – what would do the most good for the most people

Contractarianism – we agree on how to act with each other

5/4/21

May the 4th be with you!

Morality comes from reason not from “God”

Hypothetical imperatives and things you should do based on things you want:

If you want a good grade – study
If you want money – get a job

Categorical Imperatives are things you must do no matter what you want and these things are based in rules. These maxims are not a choice and must always be done no matter what.

The universalizability principle:

Behave in a way that you want to be treated no matter what

What goes around come around, Willie Nelson

If I steal, it’s OK for other to steal from me
If I treat others with respect, others should treat me with respect

The Formula of Humanity:

Treat people as if they have their own thoughts, feelings and goals. Keep this in mind and not see others as what they can give you. Don’t allow yourself to be manipulated or manipulate others. Be honest.

Let’s look at some ethical issues and look at how each of the three theories would respond to it.

A moral dilemma is a conflict in which a person must choose between two or more actions, all of which they have the ability to do. There are moral reasons for each choice. No matter which choice you make, someone will suffer or something bad will happen. In order to help you understand exactly what is meant by “moral dilemma” we have provided some examples, some of which are classic moral dilemmas.

The Unfaithful Friend

You go out with your husband for dinner at a new restaurant you have not frequented before. It is in a part of town you rarely visit. You are shocked to see your friend’s spouse having dinner with a very young, attractive person. From the way they are behaving, it is obvious they are more than friends. The couple finish their meal and leave without seeing you. They behave very affectionately on the way out the door. Do you:

Tell your friend, knowing you probably will not be believed and that it may ruin your friendship?
Say nothing about seeing the couple as it is none of your business; they may even have an open relationship?

Divine Command Theory (My religion said so)

Natural Law Theory (people desire what is best for them 1-7)

Life – survival and life is valuable
Reproduction – making more people
Educate one’s offspring – child rearing and lessons
Seek God – religion or spirituality
Live in Society – people need social interaction
Avoid offense – getting along with others
Shun ignorance – learning is a lifelong process

Categorical Imperatives (how do I want to be treated, “what is humane”)

A Difficult Choice

Save your niece first as she is a poor swimmer and will not be able to last as long as your daughter?
Save your daughter first, because, although she is a strong swimmer and may be able to last long enough for you to come back after saving your niece, you cannot stand the idea of losing her?

Divine Command Theory (My religion said so)

Natural Law Theory (people desire what is best for them 1-7)

Life – survival and life is valuable
Reproduction – making more people
Educate one’s offspring – child rearing and lessons
Seek God – religion or spirituality
Live in Society – people need social interaction
Avoid offense – getting along with others
Shun ignorance – learning is a lifelong process

Categorical Imperatives (how do I want to be treated, “what is humane”)

4/27/21

Today we will learn about natural law theory

This theory grew out of the Divine command theory and basically says, “God is awesome and he made you to be awesome”

People desire what is best for them

Life – survival and life is valuable
Reproduction – making more people
Educate one’s offspring – child rearing and lessons
Seek God – religion or spirituality
Live in Society – people need social interaction
Avoid offense – getting along with others
Shun ignorance – learning is a lifelong process

Each of these points have something you shouldn’t do and something you should do. Let’s talk about these.

Problems with the theory or why people don’t follow all the parts:

Ignorance
Emotions
Is-ought problem, if it “is” that means it “ought” (or should be)

4/20/21

The oldest method of deciding what is wrong or right is religious spiritual views on how people should behave. There have been many religions over human history and sometimes they are similar or very different in their beliefs.

Irreligion, or nonreligion, is the absence or rejection of religion, or indifference to it. According to the Pew Research Center’s 2012 global study of 230 countries and territories, 16% of the world’s population is not affiliated with any religion.

Here is our first theory of moral reasoning:

Divine Command Theory – The belief that what’s moral and what’s immoral is commanded by the divine (God or God’s or Goddesses)

Divine command theory addresses many of our biggest questions about right and wrong, which is why its the ethical theory of choice for much of the world.

Dilema

Are right actions right because God commands them?
Are right actions commanded by God because they are right?

Who wrote religious texts?

Do people hallucinate things that are not there?

4/13/21

Metaethics – studies the foundations of morality itself

Metaethical views
Intent – why you do something
Grounding Problem – search for a foundation for our moral beliefs

Moral Realism – belief that there are moral facts that apply to all situations

Moral Relativism –

Cultural Relativism people’s moral beliefs differ from culture to culture

Moral Antirealism – the belief that there are no moral facts

Universal Beliefs:

Killing of Things

Eating Meat, eating plants, death penalty, war, self defense, honor killings, infanticide, too many animals, mercy killings, environmental pollution/pesticides, parasites, rodents/pests

4/6/21

Why use values to make desicions?

Let’s do another values assessment and then talk about how your values can drive your decision making.

Go to this site and take the online quiz:

https://personalvalu.es/

What is your code of honor?

3/30/21

Values — an individual’s accepted standards of right or wrong.

Morals — society’s standards of right and wrong, very similar to ethics.

Ethics — a structured system of principles that govern appropriate conduct for a group, including activities such as professional ethics, compassion, commitment, cooperation.

values-exercise

1. Determine your core values. From the list below, choose and write down every core value that resonates with you. Do not overthink your selections. As you read through the list, simply write down the words that feel like a core value to you personally. If you think of a value you possess that is not on the list, be sure to write it down as well.

Abundance Acceptance Accountability Achievement Advancement Adventure Advocacy Ambition Appreciation Attractiveness Autonomy Balance

Being the Best Benevolence Boldness Brilliance

Calmness Caring Challenge Charity Cheerfulness Cleverness Community Commitment Compassion Cooperation Collaboration Consistency Contribution Creativity Credibility Curiosity

Daring Decisiveness Dedication Dependability Diversity

Empathy Encouragement Enthusiasm Ethics Excellence Expressiveness Fairness

Family Friendships Flexibility Freedom Fun

Generosity Grace Growth

Flexibility

Happiness Health Honesty Humility Humor

Inclusiveness Independence Individuality Innovation Inspiration Intelligence Intuition

Joy

Kindness Knowledge

Leadership Learning Love Loyalty

Making a Difference Mindfulness Motivation

Optimism Open-Mindedness Originality

Passion Performance Personal Development Proactive Professionalism

Quality

Recognition Risk Taking

Safety Security Service Spirituality Stability

Peace Perfection Playfulness Popularity Power Preparedness Proactivity Professionalism Punctuality

Recognition Relationships Reliability Resilience Resourcefulness Responsibility Responsiveness

Security Self-Control Selflessness Simplicity Stability Success

Teamwork Thankfulness Thoughtfulness Traditionalism Trustworthiness

Understanding Uniqueness Usefulness

Versatility Vision

Warmth Wealth Well-Being Wisdom

Zeal

2. Group all similar values together from the list of values you just created. Group them in a way that makes sense to you, personally. Create a maximum of five groupings. If you have more than five groupings, drop those least important. See the
example below.

Abundance Growth Wealth Security Freedom Independence Flexibility Peace

Acceptance Compassion Inclusiveness Intuition Kindness Love

Making a Difference Open-Mindedness Trustworthiness Relationships

Appreciation Encouragement Thankfulness Thoughtfulness Mindfulness

Balance Health Personal Development Spirituality Well-being

Cheerfulness Fun Happiness Humor Inspiration Joy Optimism Playfulness

3. Choose one word within each grouping that best represents the label for the entire group. Again, do not overthink your labels. There are no right or wrong answers. You are defining the answer that is right for you. See the example below – the label chosen for the grouping is bolded.

Abundance Growth Wealth Security Freedom Independence Flexibility Peace

Acceptance Compassion Inclusiveness Intuition Kindness Love Making a Difference

Open-Mindedness Trustworthiness Relationships

Appreciation Encouragement Thankfulness Thoughtfulness Mindfulness

Balance Health Personal Development Spirituality Well-being

Cheerfulness Fun Happiness Humor Inspiration Joy Optimism Playfulness

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