Budget Me Thi$

Week 11, June 8  –    last class

Calendar: next week  Outing…….

Class review: What do you want more/less of? 

Why do we have a budget


Paper clip traded – got a house!



If I had 1 million I would ……

Create an “easy” plan: 

Video and 7 tips: 




Week 10


Basic budget video (silly): https://www.youtube.com/watch?reload=9&v=9TpnG9sFWCw

How to budget:


Actual 50, 30, 20 rule: https://n26.com/en-eu/blog/50-30-20-rule

Work on Assignment: Want vs Needs (where does it go?),

 and  Questions for the 50, 30, 20 rule. 


Week 9 May 25th

Present your TRIP. Please share with the class your destination and the costs involved with this trip. 


Bank vs Credit Union 


Are you using a big bank or a credit union? Are you happy with it? 


Story problem: 

Question: Eric has $31.00 to spend on groceries. He has 4 boxes of cookies that cost $2.85 each and a half-gallon of milk that costs $3.50 in his cart already. How much money does Eric have left to spend on his other groceries?

Take your time figuring out the answer. When you’re ready, look below to check your solution with ours!

SUMMER JOB – how much can you make? 

While ZipRecruiter is seeing hourly wages as high as $27.64 and as low as $6.49, the majority of wages within the Teen Summer jobs category currently range between $12.26 (25th percentile) to $18.75 (75th percentile) across the United States.

Let’s assume we hit the 18.75/h pay. How much will you make if you are working 20h / week , for 6 weeks? What would you purchase for this money? 



Solution below



Solution: The 4 boxes of cookies cost 4 × $2.85 = $11.40. The cookies plus the milk cost $11.40 + $3.50 = $14.90. Subtracting $14.90 from $31.00, we get $16.10.


Week 8 

Keep working on the “TRIP“. The more details you have the better this will be. Do the research, look for discounts!!

Please be ready to share this with the class as a small presentation. AND, think that you’re a representative for this location and want to really “sell” the idea of traveling there! GOOD LUCK!

Week 7, may 11

Plan a trip. & present to class. 

Plan the trip: we’re making a trip out of state/ out of country for 1 week. – Present to the class. 

Destination: ________

Cost : 


Transportation(bus/rental car)





Airline: https://www.youtube.com/watch?v=ZEdUqn-Yudo


Once in the airport – good info to save on cost and time. 



Week 5. April 27

How cars keep you poor. 

Video 2 cents: 


Lets crank the numbers – how much will it cost you? 

Car payment






Buy NEW vs USED car: 


What would you do? Can you find a car you like using craigslist or carvana…. And then fill out the list: 

Cost, Year, miles, 

Have you decided?….consider this average yearly cost (regardless of the car you buy you can’t avoid certain costs). 


Week 4:

Continue from last week. File a complaint about a faulty/broken product: is it worth the hustle?   YES!!!

Example: cracked drawer in fridge – $100 deduction. 

Request an A-to-z Guarantee Refund
  1. Go to Your Orders.
  2. Locate the order.
  3. Select Problem with order.
  4. Select your problem from the list.
  5. Select Request refund.
  6. Enter your comments in the text box.
  7. Select Submit.
Video: how to file w Amazon: 


this business will do the work for you, BUT they’ll take a % of the money. 

Your change isn’t worthless – it could be  a nice donation (pick a good cause) , or put into your savings…. 



Cost of your cellphone: 


Would you be willing to change your cell phone plan? Most people are staying out of comfort/fear – why is this? This is even more common when selecting your insurance (house and car).

Interesting fact: 


(10% discount after having raised it 25%) lets crank the numbers: Let’s say our insurance is $1000/year. Did being loyal save us money ? Why /why not? What should you do if/when this happens to you?


Week 3. What did you go over last week?

Anything surprising with the supermarket secrets?

Inflation – how does it impact us? 



Personal finance

Hidden Fees: What can you do? 



Week 2.

5 ways people are dumb with money



How to save at the supermarket: 




Discuss if you think this has changed since Covid.? What are you “falling for”? 

Are you a smart shopper? Do you know of anyone that’s a smart shopper?


Week 1. 

What do you hope to cover in the class? 

Any budgeting system you’re currently using? (how do you keep track of money)?


SSI & Work: 


Basic Budgeting


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