Smart Shopping

Week 8 (Feb 23rd)

Last week we started looking at CARS. But let’s face it , they’re expensive. They depreciate in value as soon as we buy them and they cost to maintain… so saving up for this purchase is a MUST!


  • There are some smart savings plans out there to help reach your goals a bit quicker: 

Lets look at this video – this is for saving for a car or other things. 


  • GOODWILL matching program: There is also a money $ matching program through GOODWILL

The clearest description is from Northeast Oregon, but there are local agencies that handle it.


2 Local providers.  First step is getting in contact with one of them directly. 

  • Local Goodwill: 

Address: 855 Seneca Rd, Eugene, OR 97402

Contact: Trysta Duquette,, 541-431-3307


  • Local St. Vinnie’s

Address: PO Box 24608, Eugene, OR 97402

Contact: Nancy Glines,, 541-743-7142 ext. 142

Communities served: Low income families mostly in Lane County.

If we’re really wanting to be smart about our money – Car share programs,

The cost:

 How it works


  • Buying a car – 7 tips

Think about these things when looking at a “HISTORY- report” of your car. 

Carfax!!  Milage & Title! (How many owners?- Has it been owned by many people…)

See TITLE. And where has it been – (FLOODING – those cars may be very damaged) .


NOW: We’re going to try to buy a car!!! We have yet to look into insurance and maintenance costs but let’s have some fun with “dreaming” about the car purchase and look into that next week. 

Carvana: how it works:

Check out the “how much car can I afford”

Plug in the numbers – search for your car…..




I suggest – used car (5 years old) with less than 80000 miles. And the price range…. If we are able to get the matching deal from – Goodwill I suggest we start around $10,000.00 


Here is an example of what JimBob found on Craigslist: Please make your own plan


Make -model Fiat 500

Year:  2017  
Milage 13000  
Title -clean yes  
Price  8500  
KBB suggest price  


Next week we’ll continue with this and also look at some costs – insurance etc.


Week 7 Feb 16th.

The metal we want: thinking about coins and cars. How does this relate, or does it? hmmm 

Fun Fact: COINS and its importance:

So, hint here: it’s a mind set and a way of thinking about the coins – why not start saving those little coins. Before you know it you’ll have a lot of money in that “piggy bank” or savings account. The change is NOT worthless

Think about the rule: 1 nickel, 2 dimes, 3 quarters, 4 pennies. With this you can pay any “change number” 

TRY it: $7.39 _3dimes, 1 nickle, 4 pennies___________

$ 3.19__1 dime, 9 pennies _________ $1.19____________

1 nickle: 5c        =5 

2 dimes: 10c     =20

3 quarter; 25c  =75

4 pennies: 1c  = 4

We’ll also start thinking about the idea of other big purchases: something that relates to metal…


What about a big shiny car? This is a goal for a lot of young people. There are a lot of different cars out there and hence being a smart shopper is important. 

Before we look into buying a car that may be a good fit for our budget, let’s look at the cost involved. (Don’t worry, we’ll do some research finding some good deals) 

Costs involved – buying the car: (6min)


And next week will look into  price-comparison/buying a car/insurance….


Week 6 Feb 9th

– Continue with your BIG TRIP. We will work in small breakout groups and share what we found out. 


Week 5 (Feb 2nd)

We will continue with our dream vacation. It’s fun to play with the idea of how you can make it YOUR OWN trip. Remember to look for the best deals. 

Before that we’re going to look at some of the costs of eating out. It’s such a nice way to treat ourselves. And if you have it in your budget it’s not going to hurt your finances too much….. Though there are some hidden costs in all this. And by cutting down on these costs you could afford to go on your trip sooner that you might think…

We have 2 videos:  One relating to the costs to consider when going to actual restaurant (why are you eating out and how much could you save by changing some routines). The second video provides a little info on “tipping” and how it relates to black history. (appropriate since it’s black history month). 



Discussion: how do you calculate tip if it’s not automatically showing on the “screen”? Is there an APP for that? Will this impact your budget for your BIG TRIP?  

Practice Example: JimBob went out 2 times last week: 

Wednesday he had a burger, fries and soda at Cournicopia restaurant. 

He got the bill:  $ 13.99

How much shall he tip? (if tipping 20%) __13.99 x 0.20=  2.79_______________

How much is his total cost:_13.99 +  2.79 = 16.78  _______________

On Saturday he took his friends (Lisa and Luke) out for belated B-day dinner. This was something that JimBob wanted to treat his friends to. They ate at Wild Duck: 

The bill was $ 57.50.

How much shall he tip? (if tipping 15%)_57.50 x 0.15 = 8.625 ____________

And how much is his total cost?:  _57.50 + 8.625 = 66.12 ________________


Continue with your big trip: we’ll go into break out rooms. 

Good luck 


Week 4 

Review: is that trip actually free? 

Airline frequent flyer credit cards – think about the pro’s and con’s.  (from my 2cents) 


Lets continue with our dream trip: Thailand 3 weeks. $1=30baht

Packet deal

The average cost of a basic Thai meal in a restaurant is 90 – 150 baht. Seafood invariably costs more. A plate of noodles in a basic restaurant in Sukhumvit is around 100 baht. Thai portions are often smaller, so you may end up eating an extra meal or snacking during the day!Mar 20, 2020


1200 baht / 4h class


Category Budget idea Actual cost Difference 
Airfare  800 1250  
Lodging accommodation  75/night    
Food 50/day 20  
Activity1 (cooking class)      
Activity 2 (scuba dive)      
Activity 3 (massage class)      


Week 3 (Jan 19th)

Last week review: unit price and price comparison. 

We left off just before the FUN stuff. Let’s look at planning a trip. Though, remember – there needs to be a budget created to accomplish this. This video shows all the categories you should have covered and the FUN TRIP will need to be a part of your budget.


  • When should you buys your trip (how many days in advance)? 

Homework: The trip to Sweden . 

What is the cheapest days you can find a 10day trip to Sweden (or pick your own destination) in Fall (Oct-Nov) VS Summer (June-Aug). 

Days (Fall) Cost  Details (tot travel time, leave, arrive etc) Days (Summer) Cost Details (tot travel time, leave, arrive etc)


THE DREAM trip to Thailand (3 weeks)

Category Budget  Actual cost Difference 
Airfare  800    
Lodging accommodation  75/night    
Food 50/day    
Activity1 (cooking class)      
Activity 2 (scuba dive)      
Activity 3 (massage class)      


Prior to this trip: 


Category Details Cost
VISA 30 days ni visa needed NA

Total: around $ 75.00
Buy gear /clothes /suitcase   Around:       $ 150.00


Recommended Travel Vaccinations for Thailand

Hepatitis A Food & Water Recommended for most travelers
Hepatitis B Blood & Body Fluids Accelerated schedule available
Typhoid Food & Water Shot lasts 2 years. Oral vaccine lasts 5 years, must be able to swallow pills. Oral doses must be kept in refrigerator.
Cholera Food & Water Cholera is rare, but present in Thailand. Vaccination is recommended for travelers at increased risk or visiting areas with active transmission.
Yellow Fever Mosquito Required if traveling from a country with risk of yellow fever transmission
Japanese Encephalitis Mosquito Recommended depending on itinerary and activities. Recommended for extended travel, recurrent travelers and travel to rural areas. Present throughout country, especially northern regions. Most cases from May to October.
Rabies Saliva of Infected Animals High risk country. Vaccine recommended for long-term travelers and those who may come in contact with animals.


Routine Vaccinations for Thailand

Measles Mumps Rubella (MMR) Various Vectors Given to anyone unvaccinated and/or born after 1957. One time adult booster recommended.
TDAP (Tetanus, Diphtheria & Pertussis) Wounds & Airborne Only one adult booster of pertussis required.
Chickenpox Direct Contact & Airborne Given to those unvaccinated that did not have chickenpox.
Shingles Direct Contact Vaccine can still be given if you have had shingles.
Pneumonia Airborne Two vaccines given seperately. All 65+ or immunocompromised should receive both.
Influenza Airborne Vaccine components change annually.
Meningitis Airborne & Direct Contact Given to anyone unvaccinated or at an increased risk, especially students.
Polio Food & Water Considered a routine vaccination for most travel itineraries. Single adult booster recommended.


WEEK 2 (Jan 12th)

Review of last week. Sales and returning items. 

  • Kahoot – pre quiz. Anders will provide the link. 


  • Price comparison: what is unit price? (unit price )

  • The psychology of shopping – the stores will trick you!!     (6min – how you’re tricked in the store) 


  • FUN: (ongoing activity) : “Plan for the big one”  Travel ( all inclusive vs make it your own)

Pro’s and Con’s. How do you do your research? 

There are websites to help you get some ideas of average cost and will guide you to create a budget.

  •  Let’s make 2 different trips: 

You’ll need to set up a google doc to be able to stay organized. I like to have many boxes where I can fill in cost etc. 

Relax trip: Adventure:




Week 1

Welcome to SMART SHOPPING!!!

Intro & expectations & Attendance

Quick informal survey: what do you want to make sure we cover in this class? 

Traveling, vacation, groceries, unit-price,  big item purchase (car, furniture, music instrument, bike, computer), search engines, credit cards, coupons and memberships, Bulk purchase, brand names vs generic, wedding/ party, return policies…….. 

  • Did you get or buy a gift over Winter break? Do you need to return it? Do you know what to do? 

Items on sale. You just purchased a coat and now it’s on sale … what do you do? 

All you have to do is simply return the original item you purchased and buy it again at the lower price. If you buy an item from a store that has a 30-day price match policy and 90-day return policy, make sure you continue to watch the price of the item for 90 days after you bought it.Sep 8, 2020

  • How long after you buy something can you return it?

Before you buy anything, ask about the return policy to avoid any unpleasant surprises later. Here are some general guidelines for products and services: Retailers: Return periods of 15 to 30 days are typical, but many retailers will extend that to up to 60 days during the holidays, including Amazon and TJ Maxx


  • Return an item on AMAZON: watch this video

Please email me if you have ideas on something you want to make sure we cover in class. 

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